First-Time Home Buyers
Your dream of homeownership starts here
First-Time Buyer Programs Available
Multiple pathways to homeownership in Sacramento
FHA Loans
- • As low as 3.5% down payment
- • Lower credit score requirements
- • Competitive interest rates
- • Mortgage insurance included
VA Loans
- • $0 down payment option
- • No private mortgage insurance
- • Competitive rates for veterans
- • Reusable benefit
Down Payment Assistance
- • CalHFA programs available
- • City of Sacramento programs
- • Employer assistance programs
- • Grant and loan options
Your Home Buying Journey
I'll guide you through every step
1
Pre-Approval
Get pre-approved and understand your budget
2
House Hunting
Find the perfect home that fits your needs
3
Make an Offer
Submit a competitive offer and negotiate
4
Close
Complete inspections and finalize your loan
Ready to Start Your Home Buying Journey?
Get a free consultation and learn about all available programs
Let's Talk About Your Real Estate Goals
Ready to buy, sell, or invest? I'm here to help you every step of the way. Get in touch today for a free consultation.
Send Me a Message
Get in Touch
I'm always available to discuss your real estate needs. Choose the method that works best for you.
Service Area
Sacramento & Surrounding Areas
Proudly serving the Latino community and all homebuyers
Response Time
Within 24 hours
Usually much faster during business hours
Why Work With Me?
- 42+ successful home sales
- 5-star rating on Zillow
- Bilingual: English & Spanish
- Free home valuation
- First-time buyer specialist
- Investment property expertise